3 Principles:
Reasonable Rate of Return

Reasonable Rate of Return** in Retirement

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Reasonable Rate of Return** in Retirement

A reasonable rate of return** (RRR) in retiremenet is a crucial goal for many Americans. However, they also want to protect their savings while earning a RRR.** Investing in the stock market, although it offers potentially high returns, comes with some inherent risk. And, as you approach retirement, you may not be as comfortable with this. But, does this mean you have to give up earning a RRR? Nope. You don’t have to rely exclusively on the market when saving for retirement. Fixed indexed annuities (FIAs), for example, offer both guaranteed* principal protection and a RRR.**

Earning a Reasonable Rate of Return** in Retirement

In retirement many people believe that their savings will only be safe in an FDIC-insured account. Sometimes, they will use a certificate of deposit (CD) as an alternative.

Neither of these offers very effective rates, however. And, you will be taxed on the interest you earn on these types of accounts. As a result, your net return might be even lower. A reasonable rate of return** is possible, though, without exposure to high risk investments, with the right strategy. There are products that provide you with a reasonable rate of return** in retirement based on the performance of a market index, without actually risking your money in the market. Reach out to us. Our team can help you decide if one of these options could be right for you.

Fixed Indexed Annuities For Retirement

An FIA is a contract between you and an insurance company. An FIA does not directly invest in the market. Instead, the insurance company tracks the performance of an underlying index (for example, the S&P 500). If the index rises above a certain level, you will receive an interest credit. How the interest rate is calculated varies from product to product.

We strive to provide clients with all the information they need to make the right decisions. We want retirees to be able to keep their money safe, earn a reasonable rate of return,** and be confident and comfortable with their overall retirement strategy. Reach out to us to learn how you can do this. Attend an informational seminar event where we’ll discuss various factors that impact your retirement and options that may help you. Or, schedule a one-on-one meeting with us, to discuss your personal financial situation and goals. We can help you find the best way to earn a reasonable rate of return** in retirement.

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